After three months as hub24s victorian and tasmanian state manager, lydia pearson is revelling in a role that delivers a win squared. Our pds and range of helpful guides contain everything you need to know about our accumulation and income accounts. For a super fund to earn 5 apples it must be one of the highest quality funds a 4 apple rating silver is the second highest rating from chant west. Hub24 your comprehensive investment and superannuation. The product disclosure statement is an introduction to the features of the accumulation and income accounts. Our account based pension helps you turn your super into a regular income in retirement. The sfn number of qsuper accumulation is 261041941. Tim has an advanced diploma in financial services financial planning and a bachelor of commerce. Qsuper accumulation account qsuper fund address the fund address for qsuper is. Feb 24, 2020 qsuper is a lifetime account that readjusts your investment mix as you get older. Our flexible technology allows advisers and licensees to customise their platform solution to fit their business. This guide explains your investment choices with qsuper. We dont charge fees to switch your investments, make a withdrawal or close your account.
Qsuper s accumulation account is a lowfee mysuper authorised product which helps you to save for your retirement. That one of the cornerstones of a successful project is a proven implementation. When you search for mysuper funds in the table below you can filter results by choosing. Superannuation may sound complex but it is really just the money you put away for your retirement. For more information on what these details describe, please scroll down for a more detailed description. The accumulation phase is the first stage of everyones superannuation life when you are contributing to your superannuation account, or when your super balance is accumulating. Qsuper accumulation is required to provide a product disclosure statement to ensure that each customers. The abn for the qsuper accumulation account product is 60905115063. Accumulation account qsuper product disclosure statement for accumulation and income accounts 369kb, pdf the product disclosure statement is an introduction to the features of the accumulation and income accounts. Super funds that are regulated by the australian prudential regulation authority can be identified by their super fund number. Chant west does not issue, sell, guarantee or underwrite this product. The information on this website has been prepared for general purposes only without taking into account your financial objectives, situation, or needs, and should not be relied on as legal or taxation advice, nor does it take the place of such advice, so it may not. Superratings sr50 balanced index 6076 median based on cumulative returns compounded annually.
Find your ideal job at seek with 8 qsuper jobs found in all australia. View all our qsuper vacancies now with new jobs added daily. Qsuper is one of australias largest and oldest superannuation funds and was originally established to provide for the retirement needs of queensland government employees. Founded in 1931, were one of australias oldest superannuation funds. The information on this website has been prepared for general purposes only without taking into account your financial objectives, situation, or needs, and should not be relied on as legal or taxation advice, nor does it take the place of such advice, so it may not be appropriate for your circumstances. With a proven record of strong performance our members have enjoyed the benefits of strong longterm returns with less risk. For further information about the methodology used by chant west, see. Member guide for accumulate plus product disclosure statement pds preparation date. All business entities in australia are required to register with the australian governent in order to receive an abn. You have been successfully logged out of the qsuper self invest option. Hub24s awardwinning investment and superannuation platform offers broad product choice and an innovative experience for advisers and investors. Product disclosure statement for accumulation and income accounts pds issued on 1 april 2020, as the pds references information that you will find in this guide. Before you make any decision about qsuper products you should download a copy of the product disclosure statement at qsuper.
Awards and ratings are only one factor when deciding how to invest your super. Qsupers accumulation account is a lowfee mysuper authorised product which helps you to save for your retirement. This pds contains information about your accumulation 1 account and membership. You can also find detailed information about a mysuper fund in the product disclosure statement pds. Were also proud to be a profit to member fund, specialising in superannuation and accountbased pensions. About equip equip myfuture is a product of equip, open to employees of employers who nominate us as their default fund andor who agree to participate in it, as well as new individual members. Accumulation account guide about qsuper s accumulation account welcome to qsuper were a profitformember fund, and everything we do is to benefit our members. The information on this website has been prepared for general purposes only without taking into account your financial objectives, situation, or needs, and should not be relied on as legal or taxation advice, nor does it take the place of such advice, so. Detailed information about each account can be found in the relevant guide.
The fund is now a public offer fund and allows members from all industries to apply for membership. As an accumulation 2 member, you can choose how your whole super balance is invested from our range of investment options. To make an appointment with michael, tara or tim call 1800 643 893 or contact us at any time via our online enquiry form. Once registered, a unique abn is generated for the business and used as a unique identity for taxation and government reporting. Tim is based in our gold coast office and has worked in financial services since 2005. Log out you have been successfully logged out of the qsuper self invest option. As someone who likes to learn, achieve and improve in their profession this would be the worst place to work. At pds, we over 40 years of experience implementing hcm products. Once we confirm your details over the phone, well reactivate your account. The sfn is issued to trustee of a superfund, but is used for identify the superfund entity, not the trustee. A super fund with 4 apples is a high quality fund a 3 apple rating bronze is the third highest rating from chant west. Youll find all the important information you need to know about our products in our product disclosure statements pds. Youre one of more than 585,000 australians who enjoy the benefits of strong longterm performance1 and low administration fees2 with one of australias largest super funds.
Product disclosure statements the information contained in this list is general information only and does not take into account your personal objectives, financial situation andor needs. You can find more information about a mysuper fund in the product dashboard or on a super funds website. You need to provide the phone number, for similar reasons you need to provide an address. Any outof pocket payments can be made by visa, mastercard or eftpos. Accumulation account superannuation investments qsuper. Surrounded by poor performers at all levels from management to subject matter experts. If your online account has been disabled, please give us a call. Qsuper accumulations pds product disclosure statement download. See how an accumulation 2 account rates against other funds products. This online information and the information in the product disclosure statement pds work together to give you the complete guide to. Qsuper accumulation is required to provide a product disclosure statement to ensure that each customers understands how their superannuation works. It contains important information you need to know about accumulation 2 membershiplike how we invest your money, fees and other costs, tax, insurance and risks. Qsuper product disclosure statement for accumulation and income.
This pds is about equip myfuture and the features and. That one of the cornerstones of a successful project is a proven implementation methodology. The motley fool australia operates under afsl 400691. A 5 apple rating gold is the highest rating from chant west. Qsuper product disclosure statement for accumulation and income accounts 369kb, pdf the product disclosure statement is an introduction to the features of the accumulation and income accounts. Return to work or start a graduated return to work program. The nine sections provide full details about all our products and services and are designed to accompany the product disclosure statement pds. Qsuper, which is queenslands largest super fund, said this was an australian industry first and has the potential to benefit thousands of members approaching retirement. Financial advisers financial planners qinvest gold coast.
The abn number of qsuper accumulation is 60 905 115 063. Before you make an investment decision it is recommended you obtain professional financial advice from your financial adviser tailored to your personal circumstances. Before completing this claim form, please read the accumulation account guide. This guide provides detailed information about the accumulation account. See who you know at qsuper group, leverage your professional network, and get hired. All the contributions you make during the accumulation phase are locked away preserved until your retirement. Accumulation and income account application forms enclosed. Qsuper accumulations pds product disclosure statement. Qinvest has expert financial advisers located in our gold coast office to help you take control of your financial future. Australias secondlargest industry super fund, the 50 billion qsuper, is on the hunt for more offshore property after an acquisition splurge over the past three years that has included it. You do not pay the fees for your defined benefit account, as this is covered. When you become an accumulation 1 member, your super is held in an account in your name. Tim has expertise in wealth accumulation and protection, debt reduction, superannuation and pre and post retirement planning including centrelink. The usi for qsuper accumulation account is qsu0101au.
Hub24 your comprehensive investment and superannuation platform. For the safety of our employees and members, all face to face meetings and seminars have been cancelled and our office is closed to the public. When you have an accumulation account with your qsuper permanent disability cover, your insurance benefit is a specific value. Qsuper is a lifetime account that readjusts your investment mix as you get older.
Your account is made up of contributions and any transfers to your account, as well as any investment returns which could be positive or negative, less fees and costs, insurance premiums if applicable and taxes. Make a withdrawal from an accumulation account qsuper. Qsuper members with an accumulation account may be eligible for a bonus when they open an income account to access their retirement savings, said qsuper. Your super account is your money for retirement, so its important that contributions are paid to the fund of your choice. The phone number for qsuper for the qsuper defined benefit account product is 0 360 750. Qsuper will be unable to accept any personal contributions to your qsuper account which in turn may mean you will miss out on any applicable commonwealth government contributions even if youre otherwise eligible to receive such contributions and. Product disclosure statements pds qsuper superannuation fund. When you have an accumulation account with your qsuper permanent disability cover, your insurance benefit is a specific value, based on the number of insurance units you have. Qsuper fund 5 hrs qsupers balanced investment option has led the industry in investment performance over the past three months of extreme volatility and is an industry leader over 1, 3, 5, and 10 years. Under a graduated return to work program, an employer will pay you for the. This online information and the information in the product disclosure statement pds work together to give you the complete guide to super with hostplus. Other important information is contained in the accumulation account guide, investment choice guide, and income account guide, which also form part of the pds. Our accumulation account can help you save for retirement during your. A portion of the advice fees where it relates to your qsuper benefit can be deducted from your qsuper accumulation or income account 1.
Qsuper, the 65 billion fund for queensland government employees and their spouses, has taken out the title of australias topperforming superannuation fund over the past financial year. If you forget your username or password, just can use the forgot username or forgot password features on the member online login page. Without a phone number, your employer would be unable to contact your chosen superfund. Proposal qsuper response incorporate plain language. I enjoy the work life balance and flexibility qsuper provides enabling me to spend the quality time i need with a growing family. Product disclosure statement for accumulation and income. Frequently asked questions qinvest financial advice. Qsuper fund 5 hrs qsupers balanced investment option has led the industry in investment performance over the past three months of extreme volatility.
You should check for any update notices, or the most uptodate pds or reference guides, available free of charge from. Hostplus product disclosure statement pds download. The government has temporarily changed minimum drawdown requirements for account based pension products the minimum required amount is 50% of what is listed in the current pds and other collateral, unless otherwise stated. Use this form to withdraw money from your accumulation account. Qsuper to offer bonus for choosing pension over lump sum. To register for member online, youll need your client number. Accumulation 2 product disclosure statement this forms part 2 of the defined benefit division and accumulation 2 pds. Qsuper was the winner of the 2020 smooth ride award and was also nominated.
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